Know Your Rights in Water Damage Insurance Claims Litigation

You pay a lot of money for homeowners’ insurance and you expect the insurance company to pay up when you make a legitimate claim against your insurance policy. Unfortunately, some insurance companies don’t live up to their end of the bargain. In South Florida, for example, insurance companies are notorious for denying legitimate water damage claims and getting away with it. Luckily, there are lawyers who specialize in helping homeowners get the outcomes they deserve in South Florida insurance water damage claims. Is your insurance company denying your South Florida insurance water damage claims? Here’s what you should know about Florida law and the Florida public adjuster with regard to water damage claims in South Florida.

History

In the wake of Hurricane Andrew in 1996, Florida insurance companies sought to minimize their financial damages by disallowing many South Florida insurance water damage claims for trivial reasons, sometimes in clear violation of homeowners’ policies. Thousands of Florida homeowners found themselves facing massive repair and restoration bills without the financial resources for which they had paid and which they had a right to expect. In response to that, the Florida Association of Public Insurance Adjusters was formed.

FAIPA is the only organization that works with homeowners to ensure the accurate and full submission of water damage claims, and works to hold insurance companies accountable to live up to the contracts they hold with homeowners. The insurance companies are notorious for automatically denying water damage claims in the wake of storms, often for the most trivial of reasons. A Florida public adjuster will work with you and guide you through the insurance claims process to ensure that you get the compensation you deserve for the damages for which you are covered.

You were responsible. You bought homeowners’ insurance to cover the possibility of water damage to your South Florida property. It’s only fair that the insurance company holds up its end of the contract and pay out on water damage claims when your home is damaged by storms, floods and water from other sources. Don’t depend on the good graces of the insurance companies to do the right thing. Contact a Florida public adjuster for help filing your South Florida insurance water damage claims and get what you deserve.