My Pipes Burst In Fort Lauderdale. Does Insurance Cover Water Damage?

Tropical storms, heavy rains and high winds that cause water damage come with the territory when you own a home in Fort Lauderdale. Does insurance cover water damage? That’s a question Fort Lauderdale lawyers get asked all the time. Unfortunately, the answer to that is complicated and often hidden in the convoluted language of your homeowner’s insurance policy. Far too often, homeowners believe that their homeowners’ insurance covers water damage only to find out their insurance company won’t honor their claim for damages from flood, leaky roofs or burst pipes.

Even more often, when homeowners file a Fort Lauderdale insurance claim for water damage, they end up accepting far less than their policy actually allows them to claim. Insurance policy adjusters are paid to save the company money, not to make sure that the homeowner gets everything written into her policy. That’s why most experts recommend that you consult a lawyer when you file a claim for water damage in Fort Lauderdale.

Most Common Fort Lauderdale Insurance Claims for Water Damage: Burst Pipes

The most common reason for water damage insurance claims is a burst or leaky pipe, according to industry experts. Most homeowner insurance policies cover repairs due to water damage from a plumbing mishap, but insurance companies will try to lowball your claim. In addition, homeowners often don’t realize the extent of the damage when they file and except a claim settlement that doesn’t cover many of the costs. An attorney who has experience with Fort Lauderdale insurance claims for water damage will refer the homeowner to experts who can evaluate the damage fully and help them through the confusing claims process.

Help with Filing Claims for Water Damage

If you live in Fort Lauderdale, does insurance cover water damage? In many cases, homeowners really don’t know whether their water damage is covered by insurance or not. More often than not, they have more coverage for water damage – from burst pipes, leaky roofs and storm damage – than they realize. You pay for insurance for a reason – to help you pay for repairs when a covered event damages your property. Don’t settle for less than your insurance covers. Consult a claims insurance lawyer in Fort Lauderdale to help you get everything you pay for.